Understand your insurance

Learn more about the insurance available on your Mine Super account and what to consider.

Are you in the right Occupation Group?

If you don’t tell us your correct Occupation Group, you could pay more for your insurance than you have to.

Manage insurance online

How you can update or change your insurance online will depend on the type of cover you have and the insurance Division you’re in.

Make a claim

If you need to make a claim get in touch early – we’re here to support you throughout the claim process.

Why choose Mine

  • High payout rate: Over 95% of insurance claims are paid out.

  • Automatic insurance: Automatic insurance for eligible members, with a range of competitive insurance cover options.

  • A committed team: Our insurance team are here to support you and work with you throughout the claims process.

More about insurance in super

We offer three types of insurance cover.

Death and Terminal Illness Cover

Death and Terminal Illness (DTI) Cover provides a lump sum payment if you die or become terminally ill.

Total and Permanent Disablement Cover

Total and Permanent Disablement (TPD) Cover provides a lump sum payment if you’re unlikely to ever work again due to an illness or injury.

Income Protection insurance

Income Protection (IP) insurance provides a temporary income if you’re unable to work due to an illness or injury.

Not sure what insurance is right for you?

Helping you protect your biggest asset…you

It’s important to regularly review your insurance cover to ensure it’s right for your needs. Our friendly team can help you understand the different cover options and provide you with an estimate over the phone. Call us on 13 64 63 to find out more.

Get financial advice

We offer all members a free super health check over the phone to cover the basics, at a time that suits you. If you’re after more complex advice tailored to your individual situation, we can put you in touch with Mine Super Financial Advice who will work with you to develop a plan that meets your financial goals.